The following tables list the categories of information and specific pieces of information WCF National Insurance Company (“WCF Insurance”) collects about you. The tables also explain the business purpose for collecting information about you, the sources from which WCF Insurance gathers that information, and the third parties with whom WCF Insurance disclosed that information.
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Category of Information |
Internet Data |
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Specific Pieces of Information |
The personal information includes cookie data, browser user agent, WCF services used, and IP address. |
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Business Purpose(s) for Using Personal Information |
- Detecting security incidents. - Protecting against malicious or illegal activity and prosecuting those responsible. - Debugging to identify and repair errors that impair existing intended functionality. - Short-term transient use – provided the personal information that is not disclosed to another third party and is not used to build a profile about a consumer or otherwise alter an individual consumer’s experience outside the current interaction. - Logging application and browser usage, performance, and metrics for analysis of performance, application and website usage for site optimization, fraud/security, and advertising. - Performing services on behalf of the business or service provider including maintaining or servicing accounts; providing customer service; processing or fulfilling orders and transactions; verifying customer information; processing payments; providing financing; providing advertising or marketing services; providing analytic services; or providing similar services on behalf of the business or service provider. - Auditing related to a current interaction with the consumer and concurrent transactions. - Undertaking activities to verify or maintain the quality or safety of a service or device that is owned or manufactured by the business. |
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Commercial Purpose for Using Personal Information |
The commercial purpose for use of the information is to provide insurance related products and services for policyholders, claimants, injured workers and other third parties. |
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Sources from Which WCF Insurance Collected Information |
Policyholder, policy applicant, claimant, injured worker, employee, employment applicant, consumer, internet service provider, website analytics partners. |
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Categories of third Parties to Whom WCF Insurance Sold Personal Information |
Not Applicable. |
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Categories of third Parties with Whom WCF Insurance Disclosed Personal Information |
Third party security vendors and third-party website analytics partners, including Microsoft Clarity and Google Analytics. We partner with Microsoft Clarity and Microsoft Advertising to capture how you use and interact with our website through behavioral metrics, heatmaps, and session replay to improve and market our products/services. Website usage data is captured using first and third-party cookies and other tracking technologies to determine the popularity of products/services and online activity. Additionally, we use this information for site optimization, fraud/security purposes, and advertising. For more information about how Microsoft collects and uses your data, visit the Microsoft Privacy Statement. For more information about how Google collects and uses your data, visit the web page: How Google Uses Information From Sites or Apps that Use Google’s Services. |
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Category of Information |
Protected Class Information |
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Specific Pieces of Information |
Marital status, gender, race/ethnicity, citizenship status |
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Business Purpose(s) for Using Personal Information |
Performing services on behalf of the business or service provider including maintaining or servicing accounts; providing customer service; processing or fulfilling orders and transactions; verifying customer information; processing payments; providing financing; providing advertising or marketing services; providing analytic services; or providing similar services on behalf of the business or service provider; to keep EEOC-required employee data regarding hiring and employment practices to protect against unlawful discrimination and to monitor diversity efforts. |
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Commercial Purpose for Using Personal Information |
The commercial purpose for use of the information is to provide insurance related products and services for policyholders, claimants, injured workers and other third parties. |
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Sources from Which WCF Insurance Collected Information |
Policyholder, policy applicant, claimant, injured worker, employee, consumer, third-party data provider. |
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Categories of third Parties to Whom WCF Insurance Sold Personal Information |
Not applicable. |
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Categories of third Parties with Whom WCF Insurance Disclosed Personal Information |
Third-party payroll processors, financial institution, government entities, insurance rating organizations and claims management providers. |
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Category of Information |
Video and Audio Data |
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Specific Pieces of Information |
The personal information includes voice recordings and video recordings. |
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Business Purpose(s) for Using Personal Information |
- Auditing or investigation related to a current interaction with the consumer or claimant and concurrent transactions. - Performing services on behalf of the business or service provider including maintaining or servicing accounts; providing customer service; processing or fulfilling orders and transactions; verifying customer or claimant information; processing payments; providing financing; providing advertising or marketing services; providing analytic services; or providing similar services on behalf of the business or service provider. - Undertaking activities to verify or maintain the quality or safety of a service or device that is owned or manufactured by the business. - |
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Commercial Purpose for Using Personal Information |
The commercial purpose for use of the information is to provide insurance related products and services for policyholders, claimants, injured workers and other third parties. |
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Sources from Which WCF Insurance Collected Information |
Policyholder, policy applicant, claimant, injured worker, employee, employment applicant, consumer, third-party data provider. |
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Categories of third Parties to Whom WCF Insurance Sold Personal Information |
Not applicable. |
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Categories of third Parties with Whom WCF Insurance Disclosed Personal Information |
Government Entities. |
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Category of Information |
Personal Identifiers |
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Specific Pieces of Information |
The personal information includes full name, maiden name, alias, employee identification number, social security number, government issued-identification number, patient number, vehicle identification number, phone number, address, email addresses, date of birth, business phone number, business mailing address, business email address |
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Business Purpose(s) for Using Personal Information |
- Auditing related to a current interaction with the consumer and concurrent transactions. - Detecting security incidents. - Protecting against malicious or illegal activity and prosecuting those responsible. - Short-term transient use - provided the personal information that is not disclosed to another third party and is not used to build a profile about a consumer or otherwise alter an individual consumer’s experience outside the current interaction. - Performing services on behalf of the business or service provider including maintaining or servicing accounts; providing customer service; processing or fulfilling orders and transactions; verifying customer information; processing payments; providing financing; providing advertising or marketing services; providing analytic services; or providing similar services on behalf of the business or service provider. |
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Commercial Purpose for Using Personal Information |
The commercial purpose for use of the information is to provide insurance related products and services for policyholders, claimants, injured workers and other third parties. |
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Sources from Which WCF Insurance Collected Information |
Policyholder, policy applicant, claimant, injured worker, employee, employment applicant, consumer, third-party data provider. |
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Categories of third Parties to Whom WCF Insurance Sold Personal Information |
Not applicable. |
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Categories of third Parties with Whom WCF Insurance Disclosed Personal Information |
Third-party payroll processors, financial institutions, government entities, insurance rating organizations, claims management providers, and security vendors |
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Category of Information |
Commercial Information |
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Specific Pieces of Information |
This personal information includes products or services purchased, obtained, or considered, insurance product history, banking account number, bank routing numbers, insurance information; policyholder company payroll information. |
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Business Purpose(s) for Using Personal Information |
- Auditing related to a current interaction with the consumer and concurrent transactions. - Short-term transient use - provided the personal information that is not disclosed to another third party and is not used to build a profile about a consumer or otherwise alter an individual consumer’s experience outside the current interaction. - Performing services on behalf of the business or service provider including maintaining or servicing accounts; providing customer service; processing or fulfilling orders and transactions; verifying customer information; processing payments; providing financing; providing advertising or marketing services; providing analytic services; or providing similar services on behalf of the business or service provider. - Undertaking activities to verify or maintain the quality or safety of a service or device that is owned or manufactured by the business. |
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Commercial Purpose for Using Personal Information |
The commercial purpose for use of the information is to provide insurance related products and services for policyholders, claimants, injured workers and other third parties. |
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Sources from Which WCF Insurance Collected Information |
Policyholder, policy applicant, claimant, injured worker, employee, employment applicant, consumer, third-party data provider. |
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Categories of third Parties to Whom WCF Insurance Sold Personal Information |
Not Applicable. |
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Categories of third Parties with Whom WCF Insurance Disclosed Personal Information |
Third-party payroll processors, financial institution, government entities, insurance rating organizations and claims management providers. |
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Category of Information |
Education |
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Specific Pieces of Information |
The personal information includes education history, attendance at an educational institution, performance at an educational institution, and course work at an educational institution. |
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Business Purpose(s) for Using Personal Information |
- Performing services on behalf of the business or service provider including maintaining or servicing accounts; providing customer service; processing or fulfilling orders and transactions; verifying customer information; processing payments; providing financing; providing advertising or marketing services; providing analytic services; or providing similar services on behalf of the business or service provider. |
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Commercial Purpose for Using Personal Information |
The commercial purpose for use of the information is to provide insurance related products and services for policyholders, claimants, injured workers and other third parties. |
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Sources from Which WCF Insurance Collected Information |
Claimant, policyholder, injured worker, employee, employment applicant, and consumer. |
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Categories of third Parties to Whom WCF Insurance Sold Personal Information |
Not applicable. |
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Categories of third Parties with Whom WCF Insurance Disclosed Personal Information |
Government entities and claims management providers. |
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Category of Information |
Professional Employment Information |
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Specific Pieces of Information |
The personal information includes work history, current work status, professional affiliations, professional memberships. |
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Business Purpose(s) for Using Personal Information |
- Performing services on behalf of the business or service provider including maintaining or servicing accounts; providing customer service; processing or fulfilling orders and transactions; verifying customer information; processing payments; providing financing; providing advertising or marketing services; providing analytic services; or providing similar services on behalf of the business or service provider. |
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Commercial Purpose for Using Personal Information |
The commercial purpose for use of the information is to provide insurance related products and services for policyholders, claimants, injured workers and other third parties. |
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Sources from Which WCF Insurance Collected Information |
Claimant, injured worker, employee, employment applicant, consumer. |
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Categories of third Parties to Whom WCF Insurance Sold Personal Information |
Not applicable. |
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Categories of third Parties with Whom WCF Insurance disclosed Personal Information |
Government entities and claims management providers. |