A businessowners policy covers liability claims and protects your commercial building and its contents. A BOP doesn’t cover every risk type, nor does it make sense for every industry, but it may be perfect for your business. Unique features to our BOPs for restaurants below.
BOP RESTAURANT FEATURES
- Coverage for food-borne illness (including advertising, inoculation expenses, business income loss) and food contamination
- Liquor liability (applicants must be licensed as restaurants, and not as bars)
- Coverage for accidental discharge of cooking fire suppression equipment (both direct expenses and business income)
- Business income coverage for vehicles used in catering, delivery, and as food trucks
- Coverage for liability for damage to customers’ autos
- Coverage for checked items
- Multi-location franchise discount—2.5% discount for 2-5 locations to 10% discount
- for more than 20 locations.
- Existing discount if WCF writes the workers’ compensation coverage
- Discount for Utah Restaurant Association members
To learn more, contact us today!