Matt Lyon

CEO AND PRESIDENT

Matt joined WCF Insurance in 2017 as chief operating officer and became CEO in 2022. Before WCF, he worked as head of commercial insurance product management at Farmers Insurance Group of Companies in Los Angeles. Matt has broad experience in the insurance industry, successfully serving in product management, operations, and strategy roles at Nationwide Insurance and The Hartford Insurance Group, among others. Matt received his BS in economics from the University of Utah and his MBA from DePaul University.

Janice Co

CHIEF OPERATING OFFICER

Janice joined WCF in 2022 as senior vice president of Small Business. In April of 2024, she was appointed to chief operating officer. Prior to joining WCF, she was the chief strategy officer for Prudential’s Group Insurance and Retirement businesses. She has also held executive roles in marketing and strategy for IFG Companies, Tower Group Companies, and The Hartford. She was a principal at A.T. Kearney and held various finance and strategy roles at CNA. Janice earned an MBA in accounting and finance from the University of Chicago and a BFA from the School of the Art Institute of Chicago.

Ryan Andrus

SENIOR VICE PRESIDENT, GENERAL COUNSEL

Ryan joined WCF Insurance in 2008 and is responsible for adjudication, subrogation, insurance regulation, and government relations. Ryan holds a bachelor’s degree in business administration from the University of Utah and a JD from the University of Nevada, Las Vegas. He also earned the Associate in Risk Management and Certified Property Casualty Underwriting designations.

Jill Christensen

SENIOR VICE PRESIDENT, CHIEF HUMAN RESOURCES OFFICER

Jill joined WCF Insurance in 2002 in the claims department. She moved to human resources in 2013 and is responsible for the various aspects of HR including talent development, recruiting, benefits, and compensation. Jill has a bachelor’s degree in business management from the University of Utah and an MPA from Brigham Young University. She is also certified as a Senior Professional in Human Resources by the Human Resource Certification Institute.

Kathryn Clark

SENIOR VICE PRESIDENT, CHIEF RISK OFFICER

Kathryn joined the WCF Insurance Safety and Health team in 1997. Prior to WCF, she worked as an industrial hygienist for Kennecott Utah Copper and as environmental health and safety manager for Megahertz U.S. Robotics. Kathryn is a certified industrial hygienist, a certified safety professional, and holds an associate in risk management for enterprise-wide risk management (ARM-E). She received concurrent bachelor’s degrees in biology and public health/industrial hygiene from Utah State University.
 

Matt Goldsberry

SENIOR VICE PRESIDENT, CHIEF INFORMATION OFFICER

Matt joined WCF Insurance in 1997. He became the first full-time information security professional at the company, establishing the information security program before organizing a framework for security and compliance. He graduated Magna Cum Laude with a BS in Business Information Systems from Utah State University and earned an MBA in IT Management from Western Governors University. He currently sits as a board member of Utah’s Association for Information Management.

Kevin Peterson

SENIOR VICE PRESIDENT, MIDDLE MARKET

Kevin joined WCF Insurance in 2018. Kevin leads our Middle Market efforts as well as our Sales & Distribution and Product teams. He came to WCF from Nationwide Insurance in Des Moines, Iowa. During his 21 years in the insurance industry, he has held leadership roles in Claims, Underwriting, and Sales. Kevin earned his bachelor’s degree at the University of Northern Iowa. He also earned the Associate in Claims and Certified Property Casualty Underwriting designations.

Charles Pugh

SENIOR VICE PRESIDENT, CLAIMS

Charles joined WCF Insurance in 1996 in the Safety and Health department. He transitioned into Claims in 2011 and is responsible for claims adjusting, claims operations, special investigation activities, medical case management, and vocational counseling. Charles has a bachelor’s degree from Utah State University and a master’s degree in public health from the University of Utah.

Bill Riedley

SENIOR VICE PRESIDENT SMALL BUSINESS

Bill joined WCF Insurance in 2017 as the vice president and chief underwriting officer of Small Business, bringing with him over 35 years of experience in the insurance industry. He was appointed to senior vice president of Small Business in April of 2024. Prior to WCF, he held the role of chief underwriting officer of Commercial Insurance at Farmers Insurance, overseeing a $2 billion portfolio. Bill holders a bachelors degree in economics from California State University Bill also holds various designations, including Associate in Reinsurance (ARe), Chartered Financial Consultant (ChFC), Chartered Life Underwriter (CLU), and Chartered Property Casualty Underwriter (CPCU).

Brian Stuart

SENIOR VICE PRESIDENT, LARGE COMMERCIAL

Brian joined WCF Insurance in 2023 after 25 years in the insurance industry with Selective Insurance, based in New Jersey. He holds a MBA from the University of Phoenix, a BS in Ecology and Environment from the East Stroudsburg University of Pennsylvania, and an array of designations, including Certified Insurance Counselor, Construction Risk and Insurance Specialist, and Associate in Underwriting. He also holds a Property and Causality License for the Commonwealth of Pennsylvania. Beyond his professional achievements, Brian embodies values that align closely with WCF's commitment to serving the community. He serves as a lifetime volunteer firefighter, a devoted former foster family for emergency placements, and a passionate supporter of the humane society.

Scott Westra

SENIOR VICE PRESIDENT, CHIEF FINANCIAL OFFICER

Scott joined WCF Insurance in 1992. He oversees the financial analysis, financial reporting, accounting, budgeting, actuarial analysis, investments, data analytics, and project management functions for the company. Before his time at WCF, he worked for Ernst & Young from 1987-1992. Scott has a degree in accounting from Brigham Young University and is a certified public accountant.